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Idaho Central Credit Union

Idaho's credit union since 1940.

Idaho Central Credit Union was founded in 1940 and has grown into the largest credit union in Idaho with $12B+ in assets and 500K+ members. ICCU delivers personal banking, auto loans, home mortgages, and business services across Idaho — with consistently competitive rates, 40+ branches, and the personal service that only a member-owned institution can provide.

Online Banking Member Login
1940Founded
$12B+Assets
500K+Members
40+Branches

Idaho Central Credit Union — Featured Rates

Idaho Central Credit Union consistently delivers competitive rates for Idaho members — personal loans, auto financing, and home mortgages built for Idaho.

Auto Loans
From 5.49% APR

New, used, and refinance — fast decisions with no prepayment penalties for ICCU members

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Mortgages
From 6.25% APR

Purchase, refinance, and home equity with local Idaho market expertise and competitive rates

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Personal Loans
From 9.99% APR

Unsecured personal loans for ICCU members — competitive rates with no application fees

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Idaho Central Credit Union — Services

Log in to access all your accounts and banking services from one secure dashboard.

Personal Banking

Checking and savings accounts with competitive dividend rates and no unnecessary fees. NCUA insured for all ICCU members across Idaho.

Auto Loans

ICCU is consistently among the best auto lenders in Idaho — new, used, and refinance with same-day decisions and no prepayment penalties.

Home Mortgages

Purchase mortgages, refinancing, and home equity products with local underwriting and fast closings throughout Idaho.

Business Banking

Business checking, savings, commercial lending, and treasury services for Idaho small businesses and entrepreneurs.

What Members Say

"ICCU's auto loan rate was the best in the state — I checked five lenders. Applied online Saturday, funded Monday. This is how banking should work."

Tyler H.
Member, Pocatello ID

"Refinanced my mortgage through ICCU and cut $210 off my payment. Local team, fast close, no surprises. Best lender I've used in Idaho."

Rachel M.
Homeowner, Idaho Falls ID

"ICCU has been my credit union for 12 years — consistent rates, great app, and they genuinely know their members. No reason to go anywhere else."

Jason B.
Member since 2012

About Idaho Central Credit Union

Idaho Central Credit Union was founded in 1940 and has grown into the largest credit union in Idaho with $12B+ in assets and 500K+ members. ICCU serves communities across Idaho with personal banking, auto loans, home mortgages, and business banking — combining the competitive rates of a large institution with the personal service of a community credit union.

  • ✓ Serving customers since 1940
  • ✓ $12B+ in total assets
  • ✓ 500K+ members / customers
  • ✓ 40+ branch locations
Online Banking
Idaho Central Credit Union
256-bit SSL
Every ICCU session encrypted end to end.
MFA
Two-step verification on every login.
FDIC/NCUA
Deposits insured up to $250,000.
Fraud Alerts
Real-time monitoring on every account.

Idaho Central Credit Union — FAQ

Common questions about ICCU online banking and member account access.

Click Member Login or Online Banking on this page. Enter your username/member number and password, then complete two-step verification. New customers can enroll at the official ICCU website.
Use the Member Login or Online Banking buttons on this page to reach the secure ICCU login portal. Once signed in, you can view all your accounts from a single dashboard.
The ABA routing number for Idaho Central Credit Union is 324173383. Use it for direct deposit, ACH transfers, wire transfers, and electronic payments from your ICCU account.
Yes. Idaho Central Credit Union is federally insured by the NCUA. Member deposits are insured up to $250,000 per depositor. ICCU uses 256-bit encryption and multi-factor authentication on all digital banking.
ICCU membership is open to anyone who lives, works, worships, or attends school in Idaho — as well as immediate family members of current ICCU members. Anyone in Idaho can join.
Yes. Idaho Central Credit Union is the largest credit union in the state of Idaho with $12B+ in assets and 500K+ members — and one of the 25 largest credit unions in the United States.

Join Idaho Central Credit Union

Idaho's largest credit union since 1940. Competitive rates, 40+ branches, and NCUA-insured accounts.

Online Banking Member Login